Banglar Awaas Yojana (BAY) is a flagship rural housing scheme that is practiced in West Bengal as part of the wider scheme Pradhan Mantri Awaas Yojana -Gramin (PMAY-G) of the Ministry of Rural Development (MoRD), Government of India.
This scheme, which was introduced in the financial year 2016-17, intends to offer a pucca house to houseless families and the families residing in kutcha or dilapidated houses in the rural areas with a minimum area of 25 square metres.
The programme will ensure safe housing, sanitation, dignity and social security are encouraged among the economically vulnerable households within the state. Financial aid is straight into bank account of beneficiaries in transparent and gradual form.
Key Highlights of Banglar Awaas Yojana
- Scheme Name: Banglar Awaas Yojana (BAY) [বাংলার আবাস যোজনা]
- Implementing Authority: Ministry of Rural Development (MoRD), Government of India, in coordination with the Government of West Bengal
- Launch Year: FY 2016–17
- Target Beneficiaries: Rural houseless households and families living in kutcha/dilapidated houses
- Financial Assistance: ₹1,30,000 per house
- Cost Sharing Ratio: 60:40 between Central and State Government
- Minimum House Size: 25 sq. metres
Benefits of Banglar Awaas Yojana
1. Financial Assistance for House Construction
Eligible beneficiaries receive ₹1,30,000 per house, disbursed in three instalments:
- 1st Instalment: ₹60,000
- 2nd Instalment: ₹60,000
- 3rd Instalment: ₹10,000
This is directly transferred to the registered bank account of the beneficiary with Direct Benefit Transfer (DBT) and this has helped in transparency and minimized delays.
2. Wage Support under VB-G RAM G
Under the Viksit Bharat – Guarantee for Rozgar and Ajeevika Mission (Gramin) (VB-G RAM G) [replace Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)], beneficiaries have a right to 125 days of employment under the scheme when they are put under unskilled wages. This is useful to their families in the process of house construction that supplements their income.
3. Assistance for Toilet Construction
Additional support to construct toilets is given to eligible beneficiaries listed in the Baseline Survey (BLS) 2025-26 as Mission Nirmal Bangla Prakalpa which promotes hygiene and sanitation in rural households.
Eligibility Criteria for Banglar Awaas Yojana
In order to be eligible under the scheme, the applicant should fulfill the following criteria:
- Must be an Indian citizen.
- Must be enlisted in the Permanent Waiting List (PWL) prepared on the basis of SECC 2011 data.
- Must belong to a houseless household or be living in a kutcha or dilapidated house.
Selection is strictly based on the priority list generated from verified socio-economic data.
How to Apply for Banglar Awaas Yojana
This scheme does not have a separate fresh application. The beneficiaries are picked off of the Permanent Waiting List that exists.
Step-by-Step Process
Step 1: Visit the official website of Pradhan Mantri Awaas Yojana – Gramin (PMAY-G).
Step 2: Navigate to the Permanent Waiting List section.
Step 3: Select your District, Block and Gram Panchayat.
Step 4: Enter the captcha and view the list.
Step 5: If your name appears in the PWL, you do not need to submit any additional application.
Step 6: Houses are sanctioned each financial year based on priority and category-wise allocation.
Step 7: Once sanctioned, financial assistance is credited directly to your registered bank account in instalments.
Documents Required
Although no fresh application is required, beneficiaries should ensure the following documents are available:
- Proof of residence
- Bank account details
- Any additional documents as required by local authorities
Frequently Asked Questions
What is Banglar Awaas Yojana?
Banglar Awaas Yojana [বাংলার আবাস যোজনা] is a rural housing programme which gives financial aid to the construction of pucca houses to the qualified houseless families in West Bengal.
Who is eligible for the scheme?
Indian citizens who are registered in the Permanent Waiting List (PWL) according to the data of SECC 2011 and who reside in kutcha or run-down houses are entitled to it.
How much financial assistance is provided?
Every beneficiary gets ₹1,30,000 per house in three instalments.
How is the payment made?
Direct Benefit Transfer is used to transfer the assistance to the bank account of the beneficiary.
Is there any deadline to apply?
There is no fixed deadline. The houses are approved on an annual basis and allocation is done under the Permanent Waiting List.
Is wage support available under the scheme?
Yes, beneficiaries are entitled to 125 unskilled mandays under VB-G RAM G.
Can beneficiaries receive toilet construction assistance?
Yes, they can claim more support under the Mission Nirmal Bangla Prakalpa and eligible beneficiaries are listed in BLS 2025-26.
How are houses allocated?
The government assigns houses on an annual basis according to priority ranking and category target according to the Permanent Waiting List.
Final Words
Banglar Awaas Yojana is the scheme that is crucial in enhancing rural housing facilities in West Bengal. Through organized financial aid, wage support and sanitation benefits, the scheme enables economic prone households to construct stable and prestigious housing.
To receive benefits under this scheme, first and most relevant step to be followed by eligible families is checking the Permanent Waiting List by using the official PMAY-G portal.
For more updates on central and state government welfare schemes, keep visiting GovtSchemesInfo.Blog.
